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If by law it is meant the statute of limitations for debt, the SOL will not apply to someone who has left the country to avoid repayment. If the person left the country or in some cases state, due to a job transfer or military duty an exception is made and generally the state laws where the debt was incurred takes precedence.

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Q: Which state law would applied to you if you had a 9-year-old cc debt and you are currently outside the US?
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