There are no states that do not require automobile insurane. Automobile insurance is mandated to protect the driver and other drivers on the road.
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
The best place to look for home owners insurance is through your automobile insurance agencies. This will also result in lower premiums for your automobile insurance. If you do not your automobile agency with your homeowners insurance, you most likely should trust them with your automobile insurance.
Non owners Insurance is available in every state in the US. Just call your local insurance agent. Some insurers do not offer non owners but many will.
NO, Non Owners insurance is seconday coverage. No pimary covered Vehicle is implied.
The states of Virginia, New Hampshire, and Mississippi do not require the vehicle owner to carry insurance coverage. In Virginia a fee may be paid to the state for a uninsured vehicle. In New Hampshire, and Mississippi vehicle owners may post cash bonds.
Unlicensed drivers cannot operate a vehicle on private property. The insurance for the vehicle will not allow unlicensed drivers. Most states require every vehicle in operation to be insured.
The American Automobile Association provides services to automobile owners including insurance. They also have services like towing, discounts and tickets to amusement parks.
No, Non-Owners insurance, with or without an SR22 filing, As the name implies indicates that you do not own or regularly operate a vehicle. Non-Owners coverage is only secondary coverage to any insurance already on the vehicle being operated. You can not have Non-Owners Insurance on a car nor a motorcycle because to buy the non-owners policy you must declare that you own no vehicle nor do you regulary operate an uninsured vehicle. If you own or regularly drive a vehicle, You must obtain appropriate liability coverage on that vehicle whether you own it or not. Non-Owners Insurance only covers you for un-planned, un-expected vehicle use. It will not cover you in any vehicle belonging to household member nor in any vehicle to which you have ready access.
The answer for whatever exam you are taking is "premium".
No..but some homeowners will cover boats...check with your agent.
The registered owner of the vehicle can, the driver of the vehicle (as long as they have no ownership interest) can not. Right ticket, wrong recipient.
Non Owners Auto Insurance CoverageNon-Owners Insurance allows you to drive non owned vehicles with some exceptions. Non owners Insurance will Not cover you in any vehicle that belongs to a member of your household nor any vehicle to which you have regular access. It will also not cover you in a rental car or any type of commercial or company vehicle at all, owned or non-owned. Non Owners Policies are Personal Lines insurance designed for unplanned and unexpected vehicle use by an occasional driver. Non owners auto insurance is drivers policy and is secondary coverage to any insurance carried by the vehicle owner.