The estate covers the bill. If the spouse is still alive, he/she will probably have to cover the bill with the proceeds of the estate.
If there aren't enough assets to cover the debt, and the credit account was not joint with anyone else, the credit card company will have to pay it out of their own pocket.
Credit card companies cannot force the family to pay the debt.
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No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).
Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.
YES
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
Answer credit cardfrom past experience with my mother in law, you are responsible for the credit card balance The surviving joint account holder would be responsible for the entire amount owed.Credit Card DebtUnfortunantly you will be responsible for all of it.
No but if something happens to the card-holder, like dieing or being arrested, the authorized signer will be made responsible.
If you have a card with your name on it usually you are considered a joint account holder and are responsible for the debt incurred on that account. If a consumer is listed as an authorized user (they do not have a card with their name) he or she is not responsible for the debt.
if it is under your name and she is an additional card holder but the bill comes to you I think you are responsible for the debt.It might be worth asking your credit card provider.
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.
if you are an authorized user on the card then you are responsible for the card too. so yes they can
using card holder.