This link will answer your questions.http://www.education4drivers.com/utah/permit-restrictions-rules.htm
No, there must be a licensed driver with the permit driver.
Yes, as long as the other person is a legally licensed driver.
It means that you have a special permit to drive with a licensed driver in the vehicle before you get your actual drivers licence
No, you can not get insurance unless you have at least one licensed driver on a policy.
No. Must have a licensed driver in the vehicle over age 21.
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
only if the friend is over 21 years of age and a licensed driver.
No you can't. It is still illegal, but people still do it.
Depending on the state, all states allow properly licensed young drivers with a learners permit to operate a vehicle. This is to assume that the young driver is listed on the policy as he should be as a driver on the policy.
Any new prospective driver, regardless of age, is going to require a learners permit and gain driving experience with a licensed driver before they are eligible for their "solo" drivers license.
By yourself it is illegal. Just like your permit when you started driving a car you have to have a properly licensed driver with you.
No, a driver with a learner's permit may only drive when accompanied by a licensed driver over the age of 21.