The insurance company.
If the car costs more to repair than its listed value, then it is defined as "totalled."
If a car is "totalled" then it means that the cost of repairing the vehicle makes no financial sense to spend money on it so the insurance company give cash for the vehicle.
It is worth how much of it can be re-used
If it costs more to fix it than to replace it
only if the car was damaged to where it was declared totalled. Then you need to get a Salvage title and have the car inspected.
The insurance company pays you once all formalities are taken care of.
You can, but totaled means "not worth repairing". You will spend more money repairing a totaled car than you would buying a new one.
as soon as possible it isn't safe to drive around totalled cars.
My dad had one of the cars back in the 60's but totalled it in texarkana Texas
# Call the police and file a report # Call your insurance agent and file a report # Call a tow truck and have the car hauled away # Cry :(
Depends where there is room under the car to place the fuel tank, and which ever side is closer decides which side it will be on
Whoever has the car can keep it. Unless the lender decides to repo it or the registered owner decides he wants it, then he can take it at any time. "paying for it" legally entitles you to nothing.