Who do I need to talk to about debt counseling?
If you absolutely need debt counselling (e.g. to fulfill the new requirements for bankruptcy), then call a nonprofit Consumer Credit Counselling Service (CCCS). Don't bother with for-profit outfits, as they have bad reputations.
debt counseling is If you are having problems keeping up with and paying your bills, you may be in the need of debt counseling. There are many debt counseling companies that give advice, usually for a fee but some offer free counseling, to individuals and companies who struggle with their short term and long term financial obligations.
Once you are enrolled in a debt counseling program, using your credit cards is no longer an option. Credit cards are an easy way to mount up your debt situation. One of the principles in debt counseling is not incurring new debts. You cannot use your credit cards when you are undergoing debt counseling. You will also need to cancel your credit card insurance.
According to information that is available on the internet there are many people who need help with credit card debt and that the number of people needing help is rising daily. There are websites that offer help for people with debt by offering credit counseling. Some of these sites are the Debt Advisory Centre UK, Money Debt and Credit, BBC Dept and Consumer Credit.