I like the Capital One card. To apply, simply call 877-834-4209
A secured credit card is a credit card for people with poor credit ratings that must deposit the desired amount on money before using the card. The card is similar to a pre-paid credit card that allows credit ratings to get better.
A secured credit card is a card on which you load money to be used by you. You will know if your credit card is secured if you must put money on it to use it.
a credit card that is secured by a deposit of your own money
Will secured credit card improve my creddit
There are many different secured Visa credit cards available. The three that are rated as the best are the Wells Fargo Secured Visa Card, the U.S. Bank Secured Visa Card, and the BankAmericard Secured Visa Card.
You can get a Capital One secured card by calling 1-877-834-4209.
A prepaid credit card requires you to load money onto the card before using it, while a secured credit card requires a security deposit that acts as your credit limit. With a prepaid card, you are using your own money, whereas with a secured card, you are borrowing money that you have secured with a deposit.
The typical APR on a secured credit card is around 20 to 25.
The advantage of having a secured card includes requiring a deposit before using the card. This prevents theft and unknown use of a card by anyone in possession of this card.
You can apply for a secured credit card online. Most applications will require that you have a checking account that you can use to fund the secured credit card during the application process, and many will charge a yearly fee to maintain the card.
One can apply for a secured credit card by phone or in person. Some banks also allow applicants to apply online on their website.A secured credit card is harder to qualify for than a regular credit card.
Yes, the fact it is "secured" is what that means.