Any entity who is considering extending credit to a potential borrower is allowed to see your credit report. The following list provides a subset of those entities who may look at your credit:
* Telephone companies
* Gas/Electric companies
* Cable/Satellite companies
* Landlord/Rental companies
* Insurance companies
* Any and all Financial Services Providers
The credit bureaus use stringent rules in who they will allow sharing of data with in order to protect your privacy.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
There are several places that you can look to see your free credit score report. However, it is free credit report but not credit score, since you always need to pay to see your credit score. You can visit http://www.freecreditreport.com/ to see the report.
I am not sure if any credit report site is safe. I would do a search to see the review on Experian to see what people say about it that have actually used the site.
Yes. If you are seeking a bank loan, the lender will want to see a business credit report in most situations.
Obtain a copy of your credit report and have it available. The property owner or manager may want to see it to know if
Your best be will be to visit www.freecreditscore.com. You are allowed 1 free credit report every 12 months. This will allow you to see in what areas your score is lacking before you make a home purchase.
yes
You have the right to see your credit report. If you have asked some person or institution to extend credit to you, they have a right to see your credit report. In many jurisdictions, potential employers may also obtain your credit report. If the police are considering whether you may be a suspect in a criminal investigation, they may also view your credit report.
No matter what state you live in, once a year you are allowed to check your credit report for free. You can do this at Annual Credit Report. You will get credit ratings from three of the top companies.
annualcreditreport.com
The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.
The only thing they can do is not issue you any credit, if they see foreclosure in your credit report. But they won't see it there, they will see it on your credit score. Or they can charge you higher interest rates than other people with better credit scores than yours.
Many smaller companies inquire into credit, but they do not report credit on a monthly basis. On a single-bureau credit report, you'll see the companies that have made a credit inquiry using that particular credit bureau: Experian, Equifax, or Trans Union. (A 3 bureau merged credit report is more appropriate if you want to see companies who have inquired into your credit from all three credit bureaus.)
A free annual credit report can be acquired from a website called Annual Credit Report. Contrary to popular belief, Free Credit Report does not always provide free credit reports.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
There are several places that you can look to see your free credit score report. However, it is free credit report but not credit score, since you always need to pay to see your credit score. You can visit http://www.freecreditreport.com/ to see the report.
Each person is allowed access to his or her credit report free of charge once a year. There are, however, many credit agencies that will give you free trials to their services, so you can access the report many times.