Who is covered under auto insurance?
For example a Named Driver policy extends no coverage for other drivers at all. It all depends on the type of policy you buy. Insurance is not for cars it is for the protection of the people who own and drive them.
Your Insurance Agent can usually explain coverages and recommend the right policy for you.
If you are listed under your boyfriend's auto policy as a driver can you add the car you own to his auto insurance coverage or does he have to own the vehicle?
Most of the time the tools would not be covered under your personal auto policy although the vehicle might. You can ask your auto insurance if the type of work you do with your vehicle would be covered under their policy. If not then that's when you need to look into getting a commercial insurance policy.
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities…
If your daughter lets someone drive your car and they do not have auto insurance and gets into an accident will my insurance cover the cost of repairs?
Depends upon the state where you reside. Normally, coverage is extended to resident relatives. If your dad is merely a visitor, he would most likely not be covered under your personal auto policy. In most cases, anyone who is driving your vehicle on a temporary basis with your permission will be covered under your policy.
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
ANSWER : If your car isn't found, Your insurance company will pay you "fair market value" for it. The contents won't be covered under your auto insurance policy but may be under homeowners or renters insurance. As for the traffic ticket, Call the court and explain what happened. ANSWERED BY, ANSWERS.COM