Yes, both parties are responsible for any checks written on a joint account. When the checking account was opened, the paperwork signed by both signers basically stated that both people would maintain and be responsible for the account * It depends upon what the original signature card that was signed when the account was opened. Generally only the party who wrote the check is responsible for NSF unless it is a married couple who reside in a community property state. Be that as it may, both will likely be penalized in regards to fees and service charges.
No you cannot.
Whoever wrote the check is responsible for the amount of the check, penalties, and all legal consequences.
No, the account is closed.
If the check was knowingly written against a closed account or an account with insufficient funds, yes.
Then you are commiting a crime known as check kiting.
No. If the account is now closed, there is no money there available for the bank to pull out and give to you. Your only recourse, is to see if the person/business who wrote the check originally will give you a NEW check for the same amount if you give them the old check (showing them that it was never cashed.)
Not legally.
Your friend should phone, or visit, her bank branch. Only they can say why the supplier thinks that the account is closed.
You may be fined by the bank for writing a check on a non-existent account. Plus, the person to whom you gave the check can sue you for the money and for which you can be arrested and jailed. Writing a check on a closed account is illegal and you can be jailed for the same.
go to the bank and ask
Writing a check on a closed bank account in Michigan is considered a felony offense. A person may be sentenced to up to 2 years in prison and/or $500 in fines.
It means the account that the check was drwan on has been closed. Whoever wrote the check went to the bank, closed the account without providing a list of outstanding checks, and took whatever cash was left in the account. Unfortunately it makes the check you're holding worthless... but if you are located in the US (not sure about other countries) it is considered bank fraud and is a federal offense. Contact an attorney.