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Generally, the person that signed up for the credit card is responsible. If any users were added to the account, they are also responsible. This include joint accounts. You cannot inherit credit card debt. So, do not believe a collection agency when they tell you that. See the FDCPA for your rights in debt collection.

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Q: Who is responsible for credit card debt?
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Related questions

Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.


Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?

No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).


Who is responsible for debt if a bank cancels a credit card?

The person who carried the card is still responsible for the debt.


Who is responsible for outstanding credit card debt if bank cancels your credit card?

You are because you incurred the debt.


Are you responsible for your dead spouses credit card debt if you own a house together?

Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."


Is your husband responsible for your credit card debt?

nomally


Who is responsible for credit card debt incurred without marriage?

Whoever owns the credit card


If surviving spouse is insolvent is she responsible for credit card debt in Arizona a communty property state if her name was not on credit card and she never used credit card?

The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.


Would my mother's children be liable for any credit card debt she had at the time of her death?

Your mother's estate is responsible for her credit card debt.


In Illinois is your wife responsible for your credit card debt if the card is in your name only?

No


In Canadian Law am I responsible for my spouse's credit card debt?

In general, you are not responsible for your spouse's credit card debt in Canada unless you have jointly signed for the debt or benefited from the purchases made with the card. It is always advisable to seek legal advice tailored to your specific situation.


In New Jersey is a spouse responsible for the credit card debt of her husband if the credit card is solely in his name?

No.