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Who is responsible for credit card debt incurred without marriage?
Wiki User
∙ 14y ago
Whoever owns the credit card
Wiki User
∙ 14y ago
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Is the wife responsible on husband debt if incurred before marriage in mo?
No you are responsible for his debt prior to marriage. Keep in mind that each come to the marriage with their own personal credit history. You are only responsible for joint accounts. Credit obtained in both names.
In Texas is a spouse responsible for credit card debt that is solely incurred by the other spouse under a credit card which was issued prior to the marriage?
Yes. STATED BY AUTHOR
Who is responsible for outstanding credit card debt if bank cancels your credit card?
You are because you incurred the debt.
Are you responsible for a debt incurred by your ex-husband on a credit card in your name in Ohio?
The person who is the account holder is responsible for the debt unless it can be proven the debt was fraudulently incurred.
In NJ Can your husband be held responsible for your credit card debit that was incurred before you were married?
no
If you are an authorized user on a credit card and the holder files bankruptcy are you responsible for their balance?
No, authorized users are not responsible for debt incurred on such an account.
Who is responsible when your spouse uses your credit card and leaves you with the debt?
You are, I'm afraid. Your credit card is a binding contract that makes you responsible for all debts incurred. It is your responsibility to collect from anyone that you allow to use your card. If the use was without your consent, then it gets a lot more complicated.
Can an unauthorized credit card user be responsible for debt that was charged?
If you were unauthorized, you can be held legally -- and possibly ciminally -- responsible for any debt you incurred.
In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?
No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.
When your husband passes away do you have to pay his credit card bills even if your name is not on them?
Maybe. In some community property states a surviving spouse is responsible for all the debts that were incurred during the marriage even if he or she did not hold the account.
Can your spouse be held responsible for your debt?
No. Debts incurred before the marriage belong to the individual, those made jointly during a marriage belong to both. Married couples who reside in a community property state are generally held accountable for debts made during the marriage regardless of which spouse actually incurred the debt(s). (Texas and Wisconsin do not treat all marital debt in the same manner as do the other community property states).
Are primary and co applicants the same thing in credit situations?
The primary and co applicants both have the credit attached to their credit scores. They are also both legally responsible for the debt incurred.
