Whoever owns the credit card
No you are responsible for his debt prior to marriage. Keep in mind that each come to the marriage with their own personal credit history. You are only responsible for joint accounts. Credit obtained in both names.
Yes. STATED BY AUTHOR
You are because you incurred the debt.
The person who is the account holder is responsible for the debt unless it can be proven the debt was fraudulently incurred.
no
No, authorized users are not responsible for debt incurred on such an account.
You are, I'm afraid. Your credit card is a binding contract that makes you responsible for all debts incurred. It is your responsibility to collect from anyone that you allow to use your card. If the use was without your consent, then it gets a lot more complicated.
No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.
If you were unauthorized, you can be held legally -- and possibly ciminally -- responsible for any debt you incurred.
Maybe. In some community property states a surviving spouse is responsible for all the debts that were incurred during the marriage even if he or she did not hold the account.
In Pennsylvania, a husband is generally not held responsible for credit card debt incurred solely in his wife's name, as individual credit accounts are typically considered the responsibility of the account holder. However, if the husband is a co-signer or if the debt was incurred during the marriage for joint expenses, he may be held liable. Additionally, marital property laws could impact how debts are treated in the event of divorce. It's advisable to consult a legal expert for specific cases.
No. Debts incurred before the marriage belong to the individual, those made jointly during a marriage belong to both. Married couples who reside in a community property state are generally held accountable for debts made during the marriage regardless of which spouse actually incurred the debt(s). (Texas and Wisconsin do not treat all marital debt in the same manner as do the other community property states).