Parents
The insurers of the driver who was deemed to be at fault for the accident.
It is important for cars to carry spares in case of emergencies such as automobile mechanical failure, or if one is in an automobile accident with another vehicle.
Yes!
99% of all insurance companies will cover such situations.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
Your insurance company will have attorneys appropriately licensed to handle the matter. If you have an accident in North Dakota but you are a resident of Florida, a Florida attorney can request permission to represent you provisionally (if you are on your own with no insurance). You would be responsible for the fee unless the case is one that can be taken on contingency. It depends on what state you reside in. Usually you can get an attorney in your own state to help represent you in another state.
If you are involved in an automobile accident caused by another driver, and that driver carries no insurance, your no-fault clause is designed to protect your financial interests.
Without their permission they will have to wait until they are 18. The parents are still responsible for them.
Car
Automobile
Broad form Collision Coverage is a form of automobile insurance available only in the state of Michigan. Just as with regular collision coverage, the policy helps to pay for the repair or replacement if the insured vehicle strikes another vehicle, another object, or if it rolls over. The difference with the Broad form policy is that benefits are paid in the event of a collision regardless of which driver is at fault in the accident. Typically a Broad form Collision Coverage policy will pay only for the actual cash value of the vehicle insured. The policy holder is responsible for a deductible in an amount selected during the policy negotiation process. If the policy holder is found to be more than 50 percent responsible for an automobile collision, the policy holder is then responsible for the amount of the chosen deductible. However, if the policy holder is less than 50 percent responsible for the incident, they will not have to pay the deductible amount.
Sounds like you need to be responsible first. The new girl will certainly be watching how you handle the problem with your ex. Being responsible will help you with both girls.