The Driver
A seat belt protects the passengers when you have a car accident.
The person that is responsible for the accident.
The at-fault driver in a car accident is the driver who is determined to be primarily responsible for causing the accident.
Injury to you and your passengers is covered under Medical Payments.
No. The driver is responsible.
Yes. You are responsible for the car and having an accident in it shows that you didn't take proper care of the car.
You may be legally responsible but since the car is on your policy it is your rates that might suffer if the accident was the fault of the driver of that car.
After a car accident, the owner of the vehicle is typically responsible for paying the storage fees.
I believe whomever caused the accident is at fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
That would depend on who caused the accident and one of them is responsible of that.
The driver is responsible for the condition of the car and the safety of passengers. It it is not safe to drive, don't.
Yes, this is considered an accident. The driver of the car will be held responsible for the damages they caused.