Your estate is responsible. Other card holders on the account have a responsibility as well.
Your mother's estate is responsible for her credit card debt.
Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.
AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.
I live in California, and my grandmother passed away and I contacted the credit card companies, told them she died, sent a death certificate, and they took care of the debt.
The person who carried the card is still responsible for the debt.
If the card is in his name, only, there may be an out. You will need to get legal help.
I think that would be paid out of the estate and not by the child.
The estate is responsible for the decedent's credit card debt.
not if you have death insurance on the loan and credit cards
If you have a card with your name on it usually you are considered a joint account holder and are responsible for the debt incurred on that account. If a consumer is listed as an authorized user (they do not have a card with their name) he or she is not responsible for the debt.
Generally a person's estate is responsible for the decedent's debts. If there is no estate the creditors are out of luck. They should be notified of the death.
The estate is responsible to pay outstanding debt before being distributed to the heirs.