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Who is responsible for your deceased spouse's credit card debt in Texas?
Wiki User
∙ 17y ago
Texas is a community property state and the issue of marital debt is complexed as it is not considered a "true" CP state due to the way in which marital debt responsibility is assigned. In most cases the surviving spouse can be held responsible for the credit card debts of the deceased spouse if the surviving spouse the account even though he or she was not named as an account holder. The best choice is always to discuss such matters with an attorney qualified in the state's probate law.
Wiki User
∙ 17y ago
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How long does a judgment stay on Texas credit report?
how long does personal judgement stay on credit in texas
In Texas is the surviving spouse responsible for department store debt still owed?
Texas is a community property state therefore a surviving spouse usually can be held liable for debts solely incurred by the deceased spouse. Exceptions can be made to this law based upon the circumstances of individual cases
Is one spouse financially responsible for the other spouse's credit card debt?
Only on joint accounts are both spouses responsible for repayment of the debt. Unless, they reside in a community property state, if so, they are both responsible for debts incurred regardless of which one holds the account. Wisconsin and Texas treat some spousal debts differently when it pertains to community property laws. Some states have rather odd laws that might hold a spouse accountable if the debt is related to "living neccessities". These statutes are seldom used by creditors; if cited it is unlikely the plaintiff could provide the necessary proof.
Is Credit One out of El Paso Texas a legitimate bank that issues credit cards?
no it is not. they are dengerous
Are you responsible for your husband's debts if you are not listed in Texas?
In many cases they will be held responsible. They are deemed to have benefited from to goods and services.
Can a credit card company collect from you after your spouse's death in Texas?
Texas is a CP state, that being the case it might be possible for a creditor to hold the surviving spouse responsible for the deceased's debt if the estate is not adequate for repayment. Whether or not it is viable option for the creditor depends upon the type of debt that was incurred.
In Texas is the wife of a deceased husband responsible for the husbands debt?
She is not directly responsible. The estate is going to be responsible. And since she will likely be getting the bulk of the estate, paying off the debt will reduce her amount.
Is a surviving spouse responsible for a deceased spouse's credit card debt if the deceased had no assets except a death benefit from life insurance?
The surviving spouse is only responsible for credit card debt if the account were joint or the married couple lived in a community property state; (Texas and Wisconsin treat marital debt differently than other CP states). Death benefits from life insurance with a named beneficiary or SS death benefit are not subject to creditor action for repayment of the deceased debts.
In Texas is a spouse responsible for credit card debt that is solely incurred by the other spouse under a credit card which was issued prior to the marriage?
Yes. STATED BY AUTHOR
Can a credit union take money out of a frozen acct of a deceased person without the permission of a family member for a bank issued credit card in Texas?
The account should be presented to the executor of the estate (not just a family member) before payment. That is, unless the deceased paid the bill before dying--then it goes through.
In Texas Is a spouse responsible for the ex-spouse credit card debt?
If the debt was made when they were still married the answer is yes. STATED BY AUTHOR
In Texas can collection agency legally pursue a wife for payment arrangements if she is not on the account?
Yes, in most instances a spouse can be held accountable. Texas is a community property state, both spouses are considered to be equal owners of assets and equally responsible for debts regardless of which spouse incurred that debt.
Can the attorney general take money from the spouse of someone who owes back child support in Texas?
Spouses are not responsible for their spouses' children. However, the State can and will place liens on assets to collect child support, so the spouse could end up losing money if s/he is a joint owner of those assets.See links below
Is surviving wife responsible for medical bills of deceased spouse in the state of Texas?
The estate is responsible for the medical bills. And since the wife is likely to inherit the estate, it sort of seems like the same thing, but there is a subtle difference. You should consult a good probate attorney.
When was Texas Credit Union League created?
Texas Credit Union League was created in 1934.
How long does a judgment stay on Texas credit report?
how long does personal judgement stay on credit in texas
If your name and your deceased spouse name is on your car title and you want to trade in this car can you do this without removing deceased spouse name from car title in the state of Texas?
If you and your deceased spouse were listed as "OR" on the title, it only takes on signature to release the title to the new owner. However, if the names were listed with "AND", then both signatures would be required. Since this is no longer physically possible, you need to take the title, along with the certificate of death, to the motor vehicle office and have your deceased spouses name removed from said title before you even attempt to sell or trade in this auto.
