lot's of people
No, a sibling will not be responsible for the debts. The estate is responsible for the debts. If the estate has no assets, the creditors will not get paid. If there are not enough assets to pay the debts, the beneficiaries will not receive anything.
No.
Are spouses responsible for a deceased husbands commercial bank loan with several co-signers?
A spouses kin is the next person in the genealogical line of their family. The kin could be a child or sibling of the spouse.
Sure, why not?
No.
No - the surviving spouse is not liable for the deceased person's bills !
yes usually the spouse is
No - a person's debts die with them. The spouse of a deceased person is not responsible fofr their outstanding bills.
No.
You have to apply to a court for probate on his estate.
yes...at the right moment. and don't be rude about it. (: anddd congratulations!