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10
10 horsepower
It's not possible to know if all states require boat insurance. However in most states you must have a drivers license and insurance to operate a powerboat rated above a certain horsepower.
In Ohio, 10 horsepower is the maximum that a person younger than 12 years old may operate without both an education certificate and a supervising person aboard.
12
You need to pass a boater's education exam, have a boaters education card in possession when operating a boat and be at least 12 years old. You only pay for the exam upon successful completion.
16 years old
18 ft. powerboat
your certificate of number To operate a boat in Florida, you are required to carry on board your certificate of number.
your certificate of number To operate a boat in Florida, you are required to carry on board your certificate of number.
95 hp
In Florida, a person must 14 years of age to legally operate a PWC.