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Who pays for hit and run in fleeing stolen vehicle you have liability only?
Wiki User
∙ 12y ago
If you have UM coverage it will pay for damage done to your vehicle even if you don't have physical damage coverage. If you don't have uninsured motorist coverage then you are out of luck. If it was a truly stolen vehicle then the owner is not liable for damage done as they don't have any control over the vehicle any longer. Keep a check on it though and make sure it was really stolen. Sometimes people will say it was stolen after an accident but in reality it was a family member or something and they will drop the charges. If charges are dropped, file on their company and inform the police department and insist they be changed with lying to the police and filing a false report. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.
Wiki User
∙ 12y ago
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If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?
You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.
What can you do if your car was stolen and you only have liability?
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
Your car was stolen with only liability insurance will the insurance pay?
No,, Liability insurance is the minimum financial responsibility requirement in most states. Liability only is the cheapest way to go on your premiums but it only covers damage we do to another person or vehicle.In order to cover a stolen vehicle you would have needed to purchase comprehensive coverage on your vehicle policy.
If your car was stolen in a store's parking lot are they liable to replace it if your insurance only covers liability?
i would say no...i don't know of any store parking lots whose liability would cover your vehicle if stolen...only instances i can think of where there MIGHT be coverage would be if you left your vehicle at a repair shop for them to work on and thru some NEGLIGENCE on their part, your vehicle was stolen, such as they left it outside with the keys in it....didn't take proper care in the securing of your vehicle..........sorry......
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
Does liability pay off if there was just your vehicle in the wreck?
It does not pay for your vehicle. You would have to have collision insurance. In a one vehicle accident, liability only would come into affect if you caused damage to another person's property.
Is your vehicle covered from vandalism if you only have liability insurance?
No, vandalism is covered by comprehensiveinsurance.
Is it least expensive to insure a older car?
Only because you can get away with liability only on an older vehicle, which reduces your cost. You need full coverage on a newer vehicle. Rates are based off alot of different factors. Not only the type of car, but what city your in (crime, stolen vehicles). Sports vehicles can be higher. Even if you insure a vehicle that is reported stolen alot could make even an older car alittle more to insure. If you have a bad driving record or a teen driver could also cause an increase.
Does liability insurance cover towing for the insurer?
Liability insurance only covers damage you did to the other vehicles, property, and persons. It does not cover any damage to your vehicle or yourself. Towing your vehicle would only be required if it was damaged, so your liability insurance won't cover it (but the other person's liability might depending on the actual findings of fault).
Who will be responsible if your parked car hit by a stolen car and you only have liability insurance?
It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.
I had some stuff stolen at my girlfriends house in my vihicle. Will her home owners insrance cover it?
The only way they would cover it would be if she was negligent in any way. For example; if she didn't properly secure the vehicle. You would have a liability claim against her.
If a tire blows out on my vehicle and the only damage is to my vehicle and the passengers in it What if any will my North Carolina liability insurance pay out?
you are saying you only have liability? will cover nothing on your vehicle. if your passengers were injured (baring any exclusion) you liab. coverage will cover their injuries assuming you were negligent in some way....
