Insurance covers some of the cost and the rest the homeowner pays for the replacement.
renter's insurance
people
Assuming the fire was not set, you should have had insurance. If you had insurance that pays off the mortgage after a fire completely destroys the house, you are OK. If the insurance only pays the fair market value of the house, you will owe a balance. If the house was not completely destroyed, the insurance may pay enough to fix the burned portions. The effect on filing a Chapter 13 depends on possible complicated bankruptcy legal issues, some of which may depend on your state laws regarding homestead. Consult your attorney.
If you meant to say "plays" instead of "pays," I do. Why?
The show pays.The show pays.The show pays.The show pays.
It is the seller that pays the commission to the agent from the buyers funds.
the person or family that bought the house
Unknown
Some of your taxes goes to pay for it.
The estate pays the executor and the attorney. So it will be a part of the estate settlement and approved by the court.
The taxpayers?
The estate pays the cost to maintain the estate. The house may have to be sold if the mortgage cannot be paid. If someone wants the house, they may wish to pay the mortgage.