the person who owns the car
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.
Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.
To be legal for a minor under the age of 18 with a learners permit, The driver must be accompanied by a licensed driver over the age of 21.
No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.
No, a permit is not a valid driver's license for driving purposes. A permit allows a person to practice driving under certain conditions, but a valid driver's license is required to legally operate a vehicle on public roads.
It is usually not necessary to insurance a driver who only has a permit. Often, if it is a young person, they are covered under their parents insurance. If it is an adult, then they may insure the driver.
In Minnesota, an adult riding with a permit driver can legally be under the influence of alcohol; however, they must not be impaired to the point of being unable to supervise the permit driver. The permit driver is required to have a licensed adult in the front passenger seat who is able to take control of the vehicle if necessary. It's important for the supervising adult to remain alert and capable of ensuring safety while the permit driver is operating the vehicle.
Yes, in most states, you need to obtain a learner's permit before you can get a driver's license. The permit allows you to practice driving under certain restrictions before taking the driving test for a full license.
As long as you are listed as a driver on the policy and an accident occurs in a covered vehicle, then yes you will be covered under the terms and conditions of the policy just as any other driver on the policy.
If under 18 you need a new 3001 form from your driving instructor