Who regulates insurance carriers?
Each individual state's department of insurance led by the corresponding insurance commissioner regulates the insurance carriers domiciled in that state. The NAIC (National Association of Insurance Commissioners) also assist in the regulation of insurance carriers.
The age limit for elderly life insurance will depend on the life insurance carrier with whom you are applying for coverage. Individual carriers establish this limit as a matter of company policy. Some carriers will not issue beyond 75, some 80. There are many carriers that will offer coverage up to age 90.
There are a number of well known, national auto insurance carriers which provide coverage in Maryland. Some of these include Allstate, Progressive Insurance, Nationwide, Geico, and Liberty Mutual. If you are interested in seeking out local carriers I would suggest examining the MD yellow pages, specifically the city/town you're from or intend to move to. Geico, Allstate, State Farm and Erie all offer auto insurance in Maryland.
E-Health Insurance is one of the better sites where one can go in order to find cheap health insurance. This site will look at a variety of different health insurance carriers (after you have put in all of your relevant health information) and let you know what the price would be for a variety of carriers and plans.
Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?
One can evaluate various carriers and compare their options by contacting carriers directly by phone or by email. The other way to find out information is to check with a current auto/home insurance carrier and see if they offer life insurance as well. Some employers offer this coverage to their employees.
In every state the government has an agency that regulates such licensees. In the state of Indiana they have the Indiana Department of Insurance. The state has a government website which is IN.gov and it shows all the state agencies and departments. Adjusters are regulated under the same agency as agents are regulated.