"My mum sets the interest rates." Richard O'Regan.
The Federal Reserve (The Fed)
The Federal Reserve (The Fed)
public utilities commission
There are 12 sets of locks total but there are only six massive pairs of locks.
Home equity loan rates are second or third mortgage. The loan rates are based on loan risk. The bank sets higher rates for higher risk borrowers and lower rates for lower risk borrowers.
The currency is the Panamanian Balboa (PAB). 1 Panama Balboa = 1 US Dollar (USD).
State legislatures along with the Governor of the state.
Congress...through a very complex legal and political and financial process. Tax rates and such are actually laws.
Congress along with approval of the President.
The Panama Canal is only 50 miles long. Passage runs through two lakes, one natural and the other artificial. There are three sets of locks that ships transit through.
Spanish mortgage rates may vary between 0.75 and 2.5 percent. The interest rates depend a lot on the base rate the European central bank sets, the lender and the client.