You should call the credit card company.
Get a copy of your credit report, it will have the company listed that you had the loan through.
Depends, If the account is under your wife's name only you can just send a copy of the D.C. to the probate office for the company. However, If you were listed as a "joint" or "Co" on the account you are now responsible to pay off that debt or it will be taken from the estate.
7-10 yrs
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
No. Credit reporting bureaus will not allow access to the report without an order from the probate court. Such an order is usually only granted to the named or appointed executor or executrix of the deceased's estate.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
A spouse is legally allowed to use a credit card and the credit card company won't care anyway as long as the bills are getting paid. You can try to report it but you need the card number and the name of the deceased as well as their social security number. Give it a try and you'll see what I mean. You'll probably get frustrated and give up.
You can only remove bills if you pay them or if the bills are listed incorrectly on your credit report. It is best to pay them off and then the bills will not be listed as delinquent.
Your local police department
Listed besides card on credit report
Free Credit Report .com baby!!!