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Nobody. You can only get a loan in c. 13 if it is approved by the trustee and the court. You will have to show why it is needed and how it will affect your plan. You may have to amend your plan. You have to present the trustee and the court with the proposed loan documents, which can be from any lender. Needless to say, these will be secured loans for the most part and will often replace an existing secured loan, for a car usually. Nobody. You can only get a loan in c. 13 if it is approved by the trustee and the court. You will have to show why it is needed and how it will affect your plan. You may have to amend your plan. You have to present the trustee and the court with the proposed loan documents, which can be from any lender. Needless to say, these will be secured loans for the most part and will often replace an existing secured loan, for a car usually.
What else can I help you with?
Is citimortgage and citibank the same company?
Yes, Citimortgage and Citibank are both divisions of Citigroup, which is a global financial services company. Citimortgage specializes in mortgage lending, while Citibank provides a broader range of banking services such as checking accounts, credit cards, and personal loans.
Who pays loans back?
Well usually it is the person that the money was loaned to, however if you are refinancing it is the bank that buys the loan from the other bank in hopes of making money off of the interest, while the first bank just wants the money back from the loan. And the person refinancing can get a better interest rate from the next bank.
Where would someone seek advice on refinancing?
While there are lots of places out there to get free quotes on refinancing, it is best to talk to your bank or a mortgage expert if you are planning on refinancing your home. Your bank can give you great advice if you are refinancing your auto loan.
What are the options for refinancing immediately after closing on a mortgage?
After closing on a mortgage, options for refinancing immediately include rate-and-term refinancing, cash-out refinancing, and streamline refinancing. Rate-and-term refinancing allows you to change your interest rate or loan term, while cash-out refinancing lets you borrow more than your current mortgage balance. Streamline refinancing is a simplified process that may not require a credit check or appraisal.
While in Chapter 13 do all new loans need to go through the court?
In a Chapter 13, you need approval from the court before incurring any new debt that is more than $250.
What type of loans does the MandT Bank grant?
There are four major loan types that M&T Bank specializes in. They are secured, unsecured, personal and auto loans. Auto loans are straight forward: These are loans that help finance a new or used vehicle. Secured loans are those that are borrowed against some kind of collateral (i.e. car or house), while unsecured are not. Personal loans are the most infrequent and range from funds for a business, to emergency expenses.
Interest will not accrue on your loans while you are in forbearance?
In the US, interest does not accrue on Subsidized stafford loans while in deferment. Interest does accrue at all times for unsubsidized stafford loans. Interest accrues on all loans while in forbearance.
What is the maximum amount of loans that can be filed on a chapter seven bankruptcy?
While there does not seem to be any limit to the number of loans or debts you can claim on a Chapter 7 Bankruptcy, there are restrictions as to the nature of your claims. Debts that will not be discharged include debts from alimony or child support, debts from accidents involving intoxication, educational benefit overpayment or loans made or guaranteed by any government department, debts for taxes, and certain debts for injuries caused by the debtor to another entity in a willful or mailicious manner. More information on Chapter 7 Bankruptcy rules and regulations is available at http://www.uscourts.gov.
What are the different types of consumer loans available in the market?
There are several types of consumer loans available, including personal loans, auto loans, home improvement loans, and credit card refinancing. For those looking to borrow smartly, securing the best personal loan rates is essential to avoid high interest costs. Platforms like Best Rate Check help users compare top lenders and loan types easily, making it simpler to choose the most affordable option for your needs.
Can you file chapter 7 and not include your student loans in the bankruptcy since they are in deferment and also continue getting student loans while in college?
I believe that student loans are a category of debt that is not dischargable in bankruptcy. The bankruptcy will show up on any credit reports, and you may subsequently be unable to et additional loans. I filed for bankrupcy in 1998. I was able to obtain Student Loans despite the bankruptcy in 1999-2000. My past credit history was not considered when determining my student loan application.
When should you refinance your mortgage?
You should consider refinancing your mortgage when interest rates are lower than your current rate, you plan to stay in your home for a while, and the cost of refinancing is worth the potential savings in the long run.
Can my wages be garnished by the student loans while i am in a chapter 13 bankruptcy?
If your bankruptcy is currently active, collection efforts on the student loan will cease until the bankruptcy inactive at which point collection activities will start again.
