A Pell Grant may be awarded to an individual who is studying on either an Undergraduate or Vocational course. Pell Grants are usually awarded only to students who have not earned a bachelor's or professional degree.
The Pell grant is the most commonly awarded. You can apply for it by filling out a Fafsa form online. You have to have a lower income which you prove by providing last years taxes.
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The interest rates on Pell grants are actually 0%, as they are considered need-based grants and do not accrue interest. Pell grants are awarded to undergraduate students based on financial need and do not need to be repaid, making them a valuable form of financial assistance for eligible students.
Federal Pell Grant
The Pell grant does not need repayment.
Typically to apply for a pell grant you will need proof of identity and copies of your, and your parents, tax refunds from the year prior. They need this in order to establish proof of income level.
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No. Grants do not have to be paid back as long as you meet your school's SAP (Satisfactory Academic Progress). Which just means for most schools that you pass half of your classes. Even if loans are offered from the government they still have to be paid back, but grants do NOT have to be paid back.
There are several websites which can assist with applications for a pell grant. For example: www.ed.gov/programs/fpg/index.html and www.thepellgrant.com/pell-grant-application.shtml
When you are applying for pell grants for college, be sure to send in your FAFSA on the first possible day. Pell grants can be awarded to students very quickly, and the first ones to apply are the ones who get the money. If you wait to apply, then pell grant money may run out fast.
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