The St Paul company, founded 1853 as the St. Paul Fire and Marine Insurance Co., merged in 2003 with Travelers Property Casualty to form St. Paul Travelers. The current CEO of Travelers is Jay S Fishman.
Erie Insurance offers home, life, health, business and auto insurance. Many other companies also offer multiple lines of insurance. Erie promises their customers personal attention, but so do most insurance companies.
No personal lines refers to personal property and casualty coverage like homeowners, renters, auto and personal umbrella coverage.
A personal lines agent deals with homeowners and auto insurance. A general lines agent deals with commercial insurance, bail bonds, life, accident, and health insurance.
Personal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include Homeowners, Renters, Auto, Personal Umbrella etc. If you are looking to become a personal lines insurance agent, you need to review your the insurance license requirements. Your state insurance department may or may not have a study requirement to complete "X" number of credit hours to take the state exam before selling personal lines insurance policies. For example, Alabama Department of Insurance requires 20 Course Hours online for Personal Lines insurance licensing before registering for the exam with the state board. You may take Self-Study, Online or Classroom courses.
A personal lines customer service representative offers insurance services for consumers. They sell products like life and health insurance directly to people.
A Personal Lines Insurance Agent is a person who sells you insurance for your home, boat, car, motorcycle, umbrella, rental dwelling, vacant property, things that you own personally and not used in business.
yes
Personal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include Homeowners, Renters, Auto, Personal Umbrella etc. If you are looking to become a personal lines insurance agent, you need to review your the insurance license requirements. Your state insurance department may or may not have a study requirement to complete "X" number of credit hours to take the state exam before selling personal lines insurance policies. For example, Alabama Department of Insurance requires 20 Course Hours online for Personal Lines insurance licensing before registering for the exam with the state board. You may take Self-Study, Online or Classroom courses.
Some times this is referred to as either an agency that sells for multiple companies or multiple lines of insurance.
No. The "standard" auto policy will not cover a two-vehicle unit. You can get motorcycle coverage with a company. Dairyland used to be one of the primary companies for motorcycle coverage. Check with an independent insurance agent that handles personal lines coverage. Most know the companies that would be suited to write the motorcycle coverage for you.
Surplus Lines Insurance is insurance that is not written through the admitted market. The insurance companies that are approved to write Surplus Lines business are not considered "admitted" or "licensed" by the states. The insured is not covered by the state Guarantee fund which means that if a surplus lines insurer becomes insolvent; the insured has no recourse in the event of a claim.
Risk that cannot be insured would change according to the Insurance companies own buiness policy and underwriting practice for eg for a standard personal lines underwriter - the 2 risk that he would not insurer would be a risk when a person has 1)high auto insurance claims or a person has a bad driving record . 2) Commercial autos These two risks would be declined and not insured by the standard auto insurance (Personal lines ) underwriters.