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Best to call ahead. They try to keep as little cash as possible in the bank, just enough to meet needs. That much cash being withdrawn at once would be inconvenient, at best.

You will be speaking to more than the teller, even though it may be the teller who answers. Federal law requires that transactions involving $10,000 or more be recorded and filed. Nor is it allowed to arrange things so that you are dealing with three amounts of $3,333.33.

The paperwork is easy and harmless - assuming the check was come by honestly - and takes but a minute. If you call ahead, they'll have it ready for you to sign. And they'll have the cash ready, though they'll advise that a Cashier's Check is more appropriate.

Oh, if you do not have $10,000 in your account already, they may wait a few days to see if the check clears before cashing it. But you'll eventually get your $10,000 in cash.

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Q: Who would you speak to at the bank to cash a check for 10000 or more?
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