The insurance on a vehicle should be in the name of the Registered owner of the vehicle. Any permissive driver should also be added to the policy as a driver if you are a regular driver or if you live in the household. Either of these requires that you be listed on the policy not both of these. The owner of the vehicle is bound by legal contract to add any regular drivers and household members. If these people are not added to the policy, the contract has been voided and the insurance company can decide not to pay any claims involving such unlisted drivers.
No. You can't cross party lines. You will get the ballot in the party you are registered. If you are independent or Green Party you don't get to vote in the primary.
Their insurance would be primary and your insurance would be secondary, generally speaking.
If the drivers now reside in California, then they will be required to turn in their Canadian licences and obtain California licences to replace them; if they still reside in Canada and only use the car for short periods in California this is not required but then the car would have to be titled/registered in Canada. As to the car insurance, I believe it is always purchased based on location where it is garaged.
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted.
No, you don't have to be a registered democrat to vote in the primary.
Only if it's registered and approved by the courts. There should be no problem, unless the primary is on Welfare.
In California, the registered owner of the car is the primary responsible party, but you can both lose your driver's license for driving an uninsured vehicle, or fell to meet "financial responsibility" i not to mention getting a stiff fine for no insurance in ca.
You should be able to get insurance on the car no matter who it is registered to. If the company asks paperwork all you should have to do is tell them its in your parents name. Everytime I've gotten insurance I don't think I've ever had anyone ask for more than the VIN number and a car inspection and money.
As the registered owner you can be held responsible and financially liable for the actions of the drivers you allow to operate your vehicle. It would therefore be advisable to maintain your auto insurance.
I think the wife's insurance is primary.
During the Primary a registered Democrat cannot even go to the Republican primary, but you can vote Republican in the election.
Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had insurance. Then you both have a problem, and more than likely the injured party (or their insurance) will come to both of you for reimbursement.