Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
Landlord insurance is not an insurance company. It is a type of insurance that covers a owner of a rental property from damages that may occur to their property.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
The owner of the vacant lot is responsible for the $300 worth of damage. Liability does not depend on whether the lot has improvements or not.
No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.
Each homeowner is responsible for removal of the portion of the tree that fell on their own property. As felled trees are a natural and expected occurrence no one is liable for an act of nature. Each homeowners property insurance will cover the cost of repairs for damages to your own property. You could only hold your neighbor liable for your damages if you could prove that he or she was aware the tree was a hazard and was negligent in mitigating the threat.
No, homeowners insurance excludes vehicles.