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In this state if a tree falls and crushes your car, it is normally considered "An Act of Nature," and becomes your responsibility. However, in all cases you are required to contact your insurance company. So, if you are in this state contact your agent as step one.

Comprehensive coverage for tree damage

There is no difference than if your car was parked at your own house, a friend or neighbors house or if you were parked on a public street.

Your Comprehensive coverage under your own auto insurance policy would fix your car if you have full coverage.

The home owner nor his insurance company is liable for damage due to acts of nature.

If you only have liability then you will have to pay for your own repairs.

Happy Motoring

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14y ago

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