no fees for cash advances
No fees for cash advances
A person would need a line of credit if they wanted to take out a 'personal' loan, maybe for cosmetic surgery or dental implants, or anything you may need and not have the cash for.
Using a credit card to obtain cash is NOT a good idea. If you need a cash loan it is better to negotiate this from your bank directly.
Ideally, there would be no fees for cash advances and the same interest rate for all charges, both purchases and cash advances. (Some cards offer both of these features.)
No fees for cash advances
no fees for cash advances
A person would need a line of credit if they wanted to take out a 'personal' loan, maybe for cosmetic surgery or dental implants, or anything you may need and not have the cash for.
Using a credit card to obtain cash is NOT a good idea. If you need a cash loan it is better to negotiate this from your bank directly.
Cash, or in most cases, a credit card will do.
Ideally, there would be no fees for cash advances and the same interest rate for all charges, both purchases and cash advances. (Some cards offer both of these features.)
The purpose of credit counseling is to let a person know ways to reduce their debt. They also counsel people in ways to stay out of debt. A person might need credit counseling if they are about to file for bankruptcy.
It's important only if you need to borrow money. If you use cash for everything, you really don't need credit, but you'd have to save enough cash for any big purchases.
A person would need a second mortgage because it is a way to avoid mortgage insurance. They might also need a second mortgage if they need a lump sum of cash.
The best credit card of 2013 is the one that gives you the rewards you need. The best cash back credit card is the Blue Cash everyday by American Express.
There is no need that you should have a good credit score to get a money advance. An undesirable credit score, including delinquencies, won't normally influence a cash advance.
Cash Advance is the option, but charges/interest may be more expensive that directly using the credit card to directly purchase the item.