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There are different coverages under an auto insurance policy like the liablity coverage,-(PPI) comprehensive coverage and collision. You switched the insurance and so the new car has only the coverage which you had opted for in your old car which might have been only the liablity - mandatory coverage. Thus technically you had insuracne coverage sufficent to abide to your state rules but your car was not covered for own damges of comprehnsive damage to the car. Hence the insurance company is saying that you do not have coverage. Please check your insurance coverage when you buy a new car and upgrade the same.
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I drove my boyfriends car and got in an accident and I was at fault.I realized his car insurance was not switched over to his new car Can my insurance kick in at this point to pay for the damages?
My boyfriend crashed my car which was under my parents policy and b/c we lived together, his insurance picked up and covered the damages.
What is the difference between Non Trucking Liability insurance and Bobtail Insurance?
your not covered for damages
Does homeowners insurance cover the root cause?
No. homeowners insurance covers resulting damages of the covered perils.
Who benefits from no-fault insurance?
Anybody involved in an accident. Damages are covered regardless of fault.
Can landlord use home insurance claim if tenants wreck property?
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Will catastrophic insurance cover damages caused by a hurricane?
Hurrican damage is covered. Anything direct, sudden, and accidental is covered.
Will your auto insurance cover damages after you cancel your policy?
If the damages claimed were of a type covered by the policy (prior to cancelation), resulted from a covered type of occurrence, and occurred before cancelation, yes. If the incident resulting in the damages occurred after cancelation, no.
Does care insurance pay for automotive repairs?
If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
If leave your car at a dealership who is responible for damages?
If a car is left at a dealership, the car owner is responsible for any damage. Theft or damages are not covered in the insurance policy of the dealership.
What are some general liabilities covered by Nationwide's insurance towards businesses?
There are a few general liabilities covered under Nationwide Insurance's general liability plan for businesses. This insurance will cover injury damages, lawsuits and settlements, and violation of copyright.
Will your entire roof be replaced when tree falls and damages only part?
No, your insurance contract specifies coverage for certain damages that result from the covered perils listed on your policy. Homeowners insurance can not provide coverage for things that are not damaged.
My truck was hit I have no insurance I know I was not at fault will the fault party insurance pay for my damages?
Probably not as the vehicle should not have been on the road at the time and you may get charged for driving without insurance. If it was in a parking lot you may be able to sue them in court to get your damages covered.
