There are different coverages under an auto insurance policy like the liablity coverage,-(PPI) comprehensive coverage and collision. You switched the insurance and so the new car has only the coverage which you had opted for in your old car which might have been only the liablity - mandatory coverage. Thus technically you had insuracne coverage sufficent to abide to your state rules but your car was not covered for own damges of comprehnsive damage to the car. Hence the insurance company is saying that you do not have coverage. Please check your insurance coverage when you buy a new car and upgrade the same.
My boyfriend crashed my car which was under my parents policy and b/c we lived together, his insurance picked up and covered the damages.
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
your not covered for damages
No. homeowners insurance covers resulting damages of the covered perils.
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Hurrican damage is covered. Anything direct, sudden, and accidental is covered.
If the damages claimed were of a type covered by the policy (prior to cancelation), resulted from a covered type of occurrence, and occurred before cancelation, yes. If the incident resulting in the damages occurred after cancelation, no.
Anybody involved in an accident. Damages are covered regardless of fault.
"The types of damages that are covered by insurance in a case where personal injury has been sustained are, medical expenses, wage loss expenses and funeral expenses if applicable."
If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
Probably not as the vehicle should not have been on the road at the time and you may get charged for driving without insurance. If it was in a parking lot you may be able to sue them in court to get your damages covered.
No, your insurance contract specifies coverage for certain damages that result from the covered perils listed on your policy. Homeowners insurance can not provide coverage for things that are not damaged.
If a car is left at a dealership, the car owner is responsible for any damage. Theft or damages are not covered in the insurance policy of the dealership.
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.
Household content insurance is insurance that pays for damages to items that are located in the home. For example, a television that get broken in the home may get covered by household content insurance and the owner will get reimbursed.
No, water wells are not typically covered under homeowners insurance policy. The company that installs the well usually has a warranty that may cover damages, or malfunctions.
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Homeowners Insurance Policies generally do not provide coverage for damages and incidental losses expected from pet ownership.
There is not enough information in your question for a comprehensive answer. Your homeowners insurance covers damages that result from the perils covered. Typical covered perils are Fire, Wind, Hail, falling objects etc. So it just depends on what your cause of loss is.
Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages.
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.
It's just auto Insurance. If you purchased coverage for uninsured motorists coverage option then yes you will be covered.
If you purchased uninsured motorists coverage with your policy you will be covered. The SR22 is not insurance, it's certificate of proof that you have insurance.
No. Physical Damage coverage to your own vehicle would be covered in this instance if you purchased the coverage, but liability only would not repair the damages.