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Q: Why are banks asking for identification when paying a credit card bill in cash?
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How do banks use your credit score?

Banks use your credit score so they can see if you have a history of paying back what they loan to you.


What banks have the fewest extra fees?

It depends on where you are located. I would suggest asking your friends or perhaps paying visits to all of the banks in your area and asking them if they can tell you this.


Do banks offer loans for renovating a yard?

Yes, banks do offer loans to help spruce up your yard. They check your credit score and if you already have a loan out, and if you are paying on that loan and also how much your paying on that loan. If you don't have a loan out already and have a good credit score you can get that loan quicker.


When are some things to consider when looking for a loan for bad credit?

If a person has bad credit but is looking for a loan, there are many things to consider. First, an individual may consider paying off the debt they have before asking for a loan. Paying off bad debt increases the chances of receiving future loans. Additionally, an individual will want to gain information on banks which give loans to those with bad credit, such as checking interest rates and loan restrictions.


What has the author Glenn G Munn written?

Glenn G. Munn has written: 'The St. James encyclopedia of banking & finance' -- subject(s): Banks and banking, Dictionaries, Finance 'Bank credit' -- subject(s): Banks and banking, Credit 'The paying teller's department' -- subject(s): Banks and banking


Where are credit banks situated?

Credit banks hold the amount of credit available in the banking system. Credit banks are situated at different places; the actual situation of the credit bank depends on the bank itself.


where do i get credit?

Credit you get up the banks


Which banks have an Internet service?

If one is asking which banks offer service via the internet, virtually every bank now has internet options. Even small local credit unions allow customers to complete banking online. If one is asking which banks offer internet access, none do for security reasons.


Where can I find credit scoring advice for my car loan?

Banks and lenders will check your credit rating before approving your car loan. It will take several months to improve your score, and you can start by paying your bills on time.


How can someone apply for a credit card at a bank?

You can apply for a credit card at a bank by approaching the bank locally and asking to receive an application for a credit card. You can also apply online to a variety of banks that will determine if you are eligible as well as how much the credit card will have on it by using your credit score.


Do credit card companies by law have the right to periodically do a credit report on you?

You bet your credit report they do. That is their right ... Banks and Credit Unions will also do this periodically if they so feel inclined. If one is paying all their bills on time and have no delinquent accounts or have their credit cards maxed out, then they should have nothing to fear from a credit report query.


Are there free annual credit reports?

Yes, there are free annual credit reports. You can go online to sign up for them. Also, many banks and credit card companies offer these as a courtesey to their customers. Try asking your bank if they provide this service.