Why are new restrictions being put on teen drivers?
Because the overwhelming majority of traffic fatalities are caused by drivers under 24. Restrictions are an attempt to lower the death rates. Unfortunately, at that age, everyone thinks "It won't happen to me." Then it does. Because most teen drivers are idiots. Not to be mean, but they have no idea of the consequences of what they are doing and they get themselves, their friends and other people killed. They are easily distracted, trying to show off to their friends and the opposite sex and don't have the experience necessary to be a good driver. I watched a teen driver in front of me just this afternoon and observed at least three ticketable offenses. And the licensed driver with them didn't even notice.
Esurance is a company that sells cheap young driver insurance. New drivers, particularly young drivers, have higher insurance rates because of their inexperience and immaturity. Teen drivers tend to make mistakes and take risks that more experienced drivers won't. And increased risks translate to increased insurance rates.
The list of states which do NOT is much shorter. Arizona Hawaii South Carolina Pennsylvania New Hampshire Washington D.C. the five boroughs of New York City In states which do, you must meet their age and other requirements, and you are subject both to restrictions which that state places on permit drivers, as well as the restrictions placed on you by the state which issued your permit.
There are schools in most towns that teach drivers education courses for new drivers. The Department of Motor Vehichles and Department of Public Saftey have courses designed to teach new drivers the laws and ettiquite required for safe driving. You can find more infomation at http://nevada-ndss.idrivesafely.com/TEEN/?COUPON=PGTNVTE&gclid=COTA_Jy526kCFYfs7Qode2EEaQ for information on how to take the course online.