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They certainly can be harmful if they are not used responsibly but in this day and age, having credit cards and good credit is imperitive. You need credit for everything, any type of loan, buying a house/apartment, even insurance companies run a credit score and if you have good credit you get better rates and it you have bad credit you either get horrible rates or sometimes they can't even write you into their company; and no credit is just as bad as bad credit so it is really important to build up good credit just for the basic necesities of life... so i would say it's helpful if used responsibly
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∙ 12y ago
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Are the interest rates the same for student credit cards as they are for standard credit cards?
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
Second life prepaid credit cards?
Yes you can but only master or visa
How can one find advice on how to pay off credit cards?
Paying off credit cards is the first step to a debt-free life. For tips on paying off all of your credit cards, check out websites like The Motley Fool or Money Girl.
What are the advantages of using Advanta credit cards?
Some of the advantages of using Advanta credit cards are: no maximum credit card limit, a fixed APR of 2.99 percent for life, as well as 6 percent cash back.
Is it difficult to get approved for a New York life credit card?
It is not difficult to get approved for this credit card. They have the same general guidelines as other major credit cards.
Spend Less When Using Credit Cards?
Credit cards are convenient when you need extra cash that you simply don't have. Maybe you're caught up in an emergency or tight spot, and the only ways to escape that predicament are credit cards. Credit cards can be expensive, but you don't have to let the bills run your life! Saving money with credit cards is simple! There are some simple things you can do when paying your credit card bill to save money. For example, you can pay more than the minimum amount due and avoid late fees and interest charges. Remember, these two tips are enough to save you loads of money on your credit card bill.
How to Save Money When Using Credit Cards?
Credit cards are convenient when you need extra cash that you simply don't have. Maybe you're caught up in an emergency or tight spot, and the only ways to escape that predicament are credit cards. Credit cards can be expensive, but you don't have to let the bills run your life! Saving money with credit cards is simple! There are some simple things you can do when paying your credit card bill to save money. For example, you can pay more than the minimum amount due and avoid late fees and interest charges. Remember, these two tips are enough to save you loads of money on your credit card bill.
Are the interest rates the same for student credit cards as they are for standard credit cards?
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
Second life prepaid credit cards?
Yes you can but only master or visa
How can one find advice on how to pay off credit cards?
Paying off credit cards is the first step to a debt-free life. For tips on paying off all of your credit cards, check out websites like The Motley Fool or Money Girl.
What are the advantages of using Advanta credit cards?
Some of the advantages of using Advanta credit cards are: no maximum credit card limit, a fixed APR of 2.99 percent for life, as well as 6 percent cash back.
Is it difficult to get approved for a New York life credit card?
It is not difficult to get approved for this credit card. They have the same general guidelines as other major credit cards.
Your husband passed away and had credit cards in his name can they take money out of the life ins that you are beneficiary?
No.
What African American was given credit for saving the life of Elijah Clarke in the Battle of Kettle Creek?
Austin Dabney
Uses of prime numbers in daily life?
Prime numbers are used to encrypt credit cards and identify them.
What inanimate object does max credit with saving his life The book thief?
Max credits the copy of Mein Kampf that he uses to create blackout poetry with saving his life by giving him a purpose and an outlet for his emotions during his time hiding in the Hubermanns' basement.
Why is is earths atmosphere important?
The earth's atmosphere is important as it contains the life saving ozone layer. It protects the earth against the harmful UV radiations of the sun.
