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Why did dell close your account for no reason My balance was zero and my credit limit was 4000?
Wiki User
∙ 10y ago
This would be a question to ask Dell, not us.
Some companies may close accounts after some period of inactivity. If you had a zero balance and hadn't bought anything for some time, they may have just closed it because you didn't seem to be using it, so they closed it to tidy up their accounting system. If this is the reason, they'll probably be happy to reopen it for you if you call them.
Wiki User
∙ 10y ago
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If you close a credit card will it hurt your credit?
It will not affect your credit if you pay off the balance when you close the account.
If you close your account with a balance will this hurt your credit or your credit score?
To successfully close an account, you must first have a zero balance on said account. Otherwise, you will still receive bills on that balance, which can and probably will accrue late charges.
Can credit card companies close your account and continue to charge interest on the balance?
Sure can, a dirty deal.
Can a creditor close a revolving line of credit account without notice when the account has been in good standing?
Yes. If you have no balance due or outstanding charges.
Can I close a credit card with a 250 balance after three years?
As a cardholder, you are entitled to close your account for any reason at any time, however, if there is a balance outstanding, you are still responsible for paying that balance. I never recommend that someone cancels a credit card unless they are absolutely out of control when using that card. Closing a credit card, especially if you have made on-time payments throughout the life of that card, will negatively impact your credit record (one less credit card, lower total line available, higher line utilization, etc.).
If you close a credit card will it hurt your credit?
It will not affect your credit if you pay off the balance when you close the account.
If you close your account with a balance will this hurt your credit or your credit score?
To successfully close an account, you must first have a zero balance on said account. Otherwise, you will still receive bills on that balance, which can and probably will accrue late charges.
Will credit card company close your account once you pay off your balance?
no
How can you close a credit card account?
pay the balance,if any,and cut that bad boy up -> YOU CAN CLOSE IT WITHOUT PAYING THE BALANCE (CONTINUE TO PAY SO AS NOT TO DAMAGE YOUR CREDIT)...BUT IF IT'S A PROBLEM ACCOUNT YOU ARE BETTER TO BE THE ONE CLOSING THAN HAVING THEM CLOSE IT ON YOU.
Sample letter to close credit card account?
When sending a close a credit card account, you need to include your name, address and account number. You also need to include reason for closing the account.
Can you close a credit card account if there's a balance on that account?
You can, but you'll still have to pay the balance monthly until it's paid off. Incidentally, if you're closing an account to help your credit, research shows that closing accounts in good standing can often ding your credit.
Can credit card companies close your account and continue to charge interest on the balance?
Sure can, a dirty deal.
Can you close your checking account if you have a balance left on your VISA card?
Yes, you can close your checking account even if you have a balance left on your VISA card. However, closing the account will not eliminate your obligation to repay the remaining balance on your credit card. You will still be responsible for making payments on the outstanding debt.
How can you close your American General Finance account -?
Contact your local branch of AGFS. If the account was an installment loan, the account will "close out" at time of payoff. If the account is a revol line of credit, and has a zero balance, a written authorization can close the account or after 6mos of no activity the account will automatically close.
Can a creditor close a revolving line of credit account without notice when the account has been in good standing?
Yes. If you have no balance due or outstanding charges.
Can I close a credit card with a 250 balance after three years?
As a cardholder, you are entitled to close your account for any reason at any time, however, if there is a balance outstanding, you are still responsible for paying that balance. I never recommend that someone cancels a credit card unless they are absolutely out of control when using that card. Closing a credit card, especially if you have made on-time payments throughout the life of that card, will negatively impact your credit record (one less credit card, lower total line available, higher line utilization, etc.).
If you close open accounts will your credit score go up?
NO! THE OPPOSITE HAPPENS, YOUR CREDIT SCORE WILL LOWER. KEEP YOU ACCOUNTS OPEN EVEN IF YOU HAVE A ZERO BALANCE. NEVER, CLOSE AN ACCOUNT IF YOU CAN AVIOD THIS.
