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non payments customer may go bankrupt
Your credit follows you individually. If you have joint accounts then they appear on both of your credit reports.
no you do not
As far as credit cards/credit accounts, you will not have to make any payments and no interest will be added till said date.
No credit reports only report debt not assets. Checking and saving account information does not appear on credit reports so will not affect your credit score.
Bad credit reports are those that show negative aspects of your credit history. The types of issues that cause bad credit are missed payments, too much credit, too little income, etc.
Accounts receivables relates to credit customers. Sales on credit will go through receivables as well as any credit notes and payments for those sales.
[Debit] Purchases [credit] Cash (partial) [credit] accounts payable (balance)
Generally, late payments over 30 days late are reported to a credit reporting agency. After that, late mortgage payments can become "missed" mortgage payments. And missed payments can affect your credit score in a negative way. However, your exact late payment will depend on how your specific mortgage lender reports payments to the credit bureaus.
No, felonies do not appear on credit reports. Credit reports typically include information on credit accounts, payment history, and public records related to financial matters such as bankruptcies or tax liens. Felonies are criminal matters and are not part of credit reports.
Not sure if you ever heard but Harold's went bankrupt and out of business around that time.
There are no places that can give you a actual free credit report, credit reports can only legally be done at a credit bureau. There are websites that claim to give free credit reports only to manipulate people to make payments.