The bank ATM said insufficient sometimes is because you overdrawn your bank account and the bank is willing to pay as a courtesy to you for being their customer.
An ATM Surcharge is the service charge that you have to pay for using a private ATM or the ATM of some other bank. For ex: If you have a Bank of America ATM and opt to use a private ATM machine in a shopping mall or a Chase bank ATM, then you will charged a surcharge for using an ATM that is not in Bank of America network because - the owner of the ATM would charge Bank of America for its customer taking money from their ATM
"Transaction denied" means the bank computer said "no" to whatever you asked for. There is no implied reason, but insufficient funds (in your bank account) is one of the more common ones. It may also mean that the ATM is, for whatever reason, having problems connecting to your bank's central computers right now. Or it could potentially mean that you're trying to do something the bank doesn't allow as a matter of policy... for example, you may be over your withdrawal limit for the day. Basically, it means "That's not going to be happening." For a detailed explanation of why, you will probably need to contact your bank and/or the operator of the particular ATM you were trying to use.
It depends on both the operator that controls the ATM (which is usually a resounding yes) and your bank's terms and conditions which vary from bank to bank. Usually your own bank doesn't charge you to use another bank's ATM, but sometimes they might. Check your account terms, or walk into a bank to discuss them with a Personal Banker... Note that some banks not only let you use another bank's ATM without tacking on an extra fee, but also refund other bank's ATM charges at the end of each statement period. Check with your bank to see if they provide this feature, and details about refund limits for fees.
Own Bank ATM means that the Bank owns the ATM. If you are a customer of this bank then there is (usually) no charge from withdrawing your own money from your account using this ATM. If the ATM were owned by another bank, you would most likely have to pay a charge to withdraw money from your bank's account.
Bank of America has the most ATM's in the U.S., with 18,426.
Typically, you can do this transfer at your bank's ATM. However, if you are using a third party ATM (for example, if you bank with ABC Bank, an ATM for 123 Bank would be a third-party ATM), you may not be able to effectuate a transfer. It really depends on what ATM resources are offered by your bank. Most, however, do allow transfers from a checking to a savings account via the ATM. You can always go to an outside bank's ATM machine as well, but prepared to pay a service fee.
An ATM charge is when you are using an ATM that is not the ATM of your bank' company. Therefore, they charge you for it
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HDFC Bank ATM card's been used on another bank ATM Machine
If someone has a bank account with Bank of America it is free to use the ATM.
Yes, you can. If you have a state bank of India ATM card and a PIN number then you can use that to withdraw cash from your state bank account. However if you don't have a state bank ATM card, you will be unable to take money from the ATM.
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