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I believe I have the best answer although not perfect I decided to contribute because question was unanswered. I'm not saying I'm accurate but my best guess is as follows:
Since God is God (Creator of all living things & is supreme) damage as a result of disasters that occur involving nature (not by mans hand directly) are classified as such. It does not mean that God is actually responsible (although common sense dictates that since God is God He can use such if He so chose-see for example Bible Old Test & New like book of Revelation (prophetic) only that it was not damage due to any perosns direct fault.
Most importantly beyond this question is this that I know beyond a doubt (See Bible John):
John 3:16,17,18:16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. 17For God sent not his Son into the world to condemn the world; but that the world through him might be saved. 18He that believeth on him is not condemned: but he that believeth not is condemned already, because he hath not believed in the name of the only begotten Son of God.
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Can insurance company drop you if file act of god claim?
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.
Will most insurance companies pay for roof damage caused by a tree?
It really depends on the company. Some see it as an act from God and will not cover it. Call your insurance rep. as soon as possible or look threw your contract.
Why do insurance companies call disasters acts of God?
Act of God is a legal term for events outside of human control, such as sudden floods or other natural disasters, for which no one can be held responsible. Insurance companies use the term in drawing up contracts of indemnification.
Can I get roofing services through my insurance?
Your roof is covered by your insurance because the damage was caused a natural disaster, which was unpreventable. If your roof had damage due to anything other than an unpreventable act, the insurance would not cover it.
Do condominium owners have to have insurance in accordance with the Illinois condominium property act?
If the Illinois Condominium Property Act says that you **shall** have insurance -- not **may** -- and lays out specific terms and conditions, you are strongly urged to obey the law. In the case of a disaster, without insurance you may be doubly charged: once by the cost of recovering from the uninsured disaster and the second time by the law which may penalize you for not carrying insurance. Your property manager or member of your board will be able to answer your question specifically.
If a tree on your landlord's property falls on your car at the apartment you are renting is the landlord's insurance liable?
No. This is an act of god. You should notify your car insurance.
What do you call an act that breaks or weakens the bond of love with God?
1. The act of becoming Educated2. The act of using reason when confronted with superstition.Answer3. A sin?
What do you call an act that breaks or weakens the bond of love between God and our neighbor?
Sin.
Do you pay a deductible if a falling tree damages your car?
YES! But be warned it depends on what type of coverage you have. Some insurance companies will call that an "act of god" and refuse the claim even if you have full coverage, so you have to READ THE FINE PRINT.
What and how does Acts of God coverage of an insured car works?
act of god is usually defined as a natural occurring event such as a branch on a tree falling and breaking your window or a bird hitting your car events such as these are usually what the insurance company consider under act of god
Will your insurance premium go up for an act of god claim?
Yes and no. Insurance companies do not raise your rate because you filed a claim (this only applies to "Act of God" claims). Any claim related to weather like hail, wind, flood, tornado, etc. It's called a pooling effect, so if X# of people file a claim in your area everyone's rates go up whether you file a claim or not. Insurance companies do not raise your rate just because you filed a claim. Now, they can drop you for any reason they want, but are not likely to drop you because of an Act of God claim. If they drop you because you filed an Act of God claim, then you should definitely find a new insurance company.
What is Act of God automobile insurance?
Covers storms, floods, weather condition etc, that are caused by nature and not human influence.
