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Why do many companies not want to give you credit when you have a dismissed bankruptcy?
Wiki User
∙ 8y ago
The bankruptcy is still on your credit report atleast under "Public Records". Any filings show up there. The fact that it was dismissed does not remove it.
They see that you attempted to file atleast. (Or were forced to file)
First, I would like to be sure the terminology is correct: A "dismissed" bankruptcy is one that was thrown out of Court for whatever reason, and the debts were never wiped out. A "discharged" bankruptcy is one that was successfully completed and the debts were wiped out. I am just guessing here - but I would say that a creditor would be hesitant to give a loan to someone with a dismissed bankruptcy since that person was in financial trouble sufficient to warrant filing bankruptcy, and if their case was dismissed, they STILL owe all that debt. I would think a creditor would be tentative to give even more credit to a person who has so much debt already that he or she tried to file bankruptcy on it once. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
Wiki User
∙ 8y ago
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Where online can you find loaning companies even with bad credit scores?
I would do a search for loaning companies for people with bad credit scores. I am sure if you call up a local bankruptcy lawyer, they could give you some ideas too.
Which companies will give a bad credit cash advance?
There are nearly no companies that will give a bad credit cash advance. Companies that are able to give this service are monitored by federal groups which prevent them from treating customers badly.
Which companies give instant loans to those that have bad credit?
Some companies that give instant loans to people who have bad credit are Credit Now USA, Avant Credit, and Loan Max. These companies give loans to those with bad credit or no references.
Does a free annual credit report give you a credit score?
A free annual credit report does indeed give you a credit score. Sometimes they will even give a credit score from several credit score companies just to get a better overview of your credit.
Do you need a cosigner to have your own credit card?
No. Credit card companies will not give to people who have no income.
Where online can you find loaning companies even with bad credit scores?
I would do a search for loaning companies for people with bad credit scores. I am sure if you call up a local bankruptcy lawyer, they could give you some ideas too.
How do you know if your bankruptcy was dismissed with prejudice?
If your case was dismissed with prejudice, it is because you failed to supply the needed schedules on time or you failed to do what that the court requested. The court will notify you that the case is dismissed and give instructions whether you can refile and the time line in which you can do it.
Who will give you a department store credit card after filing bankruptcy a year ago?
NOBODY!!!!!!
Which companies will give a bad credit cash advance?
There are nearly no companies that will give a bad credit cash advance. Companies that are able to give this service are monitored by federal groups which prevent them from treating customers badly.
Which companies give instant loans to those that have bad credit?
Some companies that give instant loans to people who have bad credit are Credit Now USA, Avant Credit, and Loan Max. These companies give loans to those with bad credit or no references.
Does a free annual credit report give you a credit score?
A free annual credit report does indeed give you a credit score. Sometimes they will even give a credit score from several credit score companies just to get a better overview of your credit.
Do you need a cosigner to have your own credit card?
No. Credit card companies will not give to people who have no income.
Which credit card companies give credit cards with no income?
No credit card company will give you a credit card without a regular income, as they need to know that you have the means to repay whatever you borrow
Can credit card companies give your account number to idenity fraud companies without your consent?
YES
When is the best time to give back a vehicle when bankruptcy is an issue?
IF YOU GOING TO FILE BANKRUPTCY KEEP YOUR CAR AND PUT IT IN YOUR BANKRUPTCY IF YOU NEED YOUR CAR. IF YOU JUST WANT TO GIVE IT BACK JUST GIVE IT BACK ANY TIME BUT THE LOAN STILL GOING ON YOUR CREDIT FILE SO IF I WAS YOU I'LL PUT IT IN WHAT EVER CHAPTER YOUR FILEING.
Is bill consolidation a preferable alternative to bankruptcy?
Bill consolidation is a better alternative to bankruptcy. Bankuptcy will go on your credit and has stipulations to being accepted. Bill consolidation will give you a chance to pay off your debts without an adverse effect to your credit score.
Do credit card companies give a credit card to everybody?
Credit card companies have different requirements and qualifications. If you don't have enough proof that you can pay any loan that you will make through your credit card, your application will not be granted.
