reduce the risks in the future
To transfer some or most of the risks to another entity!
The insurance sector makes sure that people are willing to take risks. The insurance sector also employs a lot of people.
Primary insurance agency, these people will take care of you and it's not pricey and they are willing to work with anyone's budget. www.primaryinsuranceagency.com
Ethically any doctor has to take someone without insurance. As long as they have intention and means to pay somewhere down the road, they aren't "supposed" to care.
Some companies get better insurance rates if they require all employees to buy health insurance. IT is cheaper because the insurance company is not covering just the people that need it or use it.
Some people opt for discount car insurance and they get discount insurance coverage, claims can take a while to process and sometimes denied more frequently
having insurance
DO you mean selling Insurance or purchacing Insurance? If you are talking about selling car insurance then there are many. So many people spend thousands of dollars per year on auto insurance and have no idea what they are really paying for. If you take a career in the insurance industry I would hope that you would take the time to educate your clients instead of just focusing on the price.
One take insurance to be protected against.
People are uninsured for a variety of reasons. Some have conditions that insurance will not cover. Sometimes, insurance companies drop people because their condition will be too expensive. Recently insurance companies have been exposed as dropping people just to improve their earnings. Some companies no longer offer insurance to their employees. When people lose their jobs, they also lose their insurance. Many people can't afford insurance. I think uninsured people should be called unfortunate, especially in a country that spends tax dollars on research that the majority of the citizens can not take advantage of.
Having insurance to pay for medications
Unless you take it out for yourself, any number of people could have taken out insurance on your life without you knowing or telling you about it, so you can ask family members or friends, however, they may not want to tell you, it is quite legal for anyone to take out insurance on anyone.
How many people have health insurance? 85% of people in the US have health insurance. 97% of Massachusetts residents have health insurance. How about we help the 15% of people get insurance with tax breaks to pay for their insurance, instead of messing up 85% of the peoples current insurance coverage.