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The employers prefer private insurance companies for faster work culture,good environment,quicker claim disposal records and so on. Whereas in government insurance companies, red tapism plays an important part in lethargic work culture. Further, job security poses a mood of complacency among the government employees, whereas the private employees suffer from service termination at a whispect and are frequently whipped by their bosses for any mistake at their end.

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Q: Why do some employer go through private insurance companies?
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What is a private health insurance plan?

A private health insurance plan is one that you pay for yourself and covers you and your family. It is possible to have health insurance through your employer and private insurance at the same time.


What is the definition of private health insurance coverage?

Private health insurance is an alternative to government issued health insurance. It can be provided through a union or employer or one can purchase it from a private health insurance company.


Can you get car insurance from the government?

No, there are no government-run insurance companies for auto insurance. Any auto insurance that you get will have to be through a private company.


Where can one get private health insurance in the UK?

Private health insurance can be obtained through several companies. One company that offers it to individuals in the UK is Bupa. They offer several types of health and dental insurance plans.


Where can one purchase motor trader insurance?

Motor trader insurance is available from a number of car insurance companies. You can find it on line, through brokers and if you approach insurance companies directly. It will include cover for driving vehicles, public liability, employer's liability and asset cover.


Why would a person need to get private health insurance?

If a person does not have a job, or if their job does not provide health insurance, then the person might choose to buy private health insurance. It is usually less expensive to purchase health insurance through ones employer, but part time, contingent or contract personnel might not qualify for insurance through their employer. It is a good idea to have medical insurance at all times because illness or injury can strike any time and can rapidly become very expensive.


If insured by your employer and your spouse's employer which is the primary insurance?

Your insurance through your employer is your primary insurance, and your spouse's primary insurance is through his/her employer. If both husband and wife are insured on both insurance policies, then you have primary and secondary coverage. But you will still have to pay any deductibles and co-pays before either policy will pay. The deductible is the amount you first have to pay (usually at the first of the year) before the insurance will pay anything. The co-pay is your percentage of what the insurance doesn't pay, which for many health insurance companies is 80% for them and 20% for you. There is sometimes a co-insurance that you have to pay also. Ex: Insurance companies have a set amount that they pay for any office visit, procedure, etc. If the bill is over what the insurance pays, then you are responsible for the balance.


How can one get a medical and dental insurance?

The most common way to get medical and dental insurance is through one's employer. However, one can also get medical and dental insurance directly from many insurance companies by going to their website or calling them.


What is private insurance?

Private medical insurance is medical insurance that is purchased directly through a provider and not through the state. For example Blue Cross Blue Shield is a private medical insurance provider.


How do Iget Medicare as your primary insurance?

You do not determine which of your insurance policies are primary in cases where you have multiple health insurance policies. The Federal government passed a law several years ago making Medicare secondary to any other health insurance that you have through an employer or retirement program. This transferred billions of dollars per year from the Medicare and Medicaid programs to private insurance companies all at one time.


What is private medical insurance?

Private medical insurance is medical insurance that is purchased directly through a provider and not through the state. For example Blue Cross Blue Shield is a private medical insurance provider.


Do I need to get my own insurance if I rent a private jet?

Yes, there are several charter companies through which to rent a private jet. http://www.aviatorservices.com/ offers you this ability if you have your own license.