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You only need insurance if you want any of your belongings covered if the building burns down, someone breaks in your home and steals your items, someone trips on your steps and sues you for injuries. These would be a few of the reasons that you may want to purchase insurance on your belongings. You can only insure your items in the home and not the building that you are renting. You can only insure something you own. The person renting you the home cannot charge you for insurance on the home. You purchase your own policy just covering your furniture, clothing, etc and liability. Your policy will not pay for his property and vice versus.
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Does the landlord need to replace the toilet seat when it breaks?
Only if The landlords broke it If not then the tennants have to pay for it
Why should a landlord get contents insurance?
It is very important for a landlord to get contents insurance if they are renting out a property with furniture included. If then the contents are damaged by the tennants then the landlord will be able to use the insurance policy to replace them.
What are the pros for short term insurance?
One good thing about short term insurance is that you do not need to pay as much as long term insurance would need. One bad thing is that once insurance is out and you get into a dilemma after it expires, you need to pay for the full damage.
Do you need to have credit to get motorcycle insurance?
No you do not need credit for motorcycle insurance, but you do need to pay the premium on an insurance policy and have it issued and in force under state law.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
What can you do if you need eye surgery but have no insurance?
Pay it yourself.
Do you still have to pay your car insurance if your car is off the road?
I have taken my caroff the road for the winter. Do I still need to pay insurance
In what countries would one need to pay for hip health insurance if one had hip problems?
If one had hip problems, one would need to pay for health hip insurance in European countries. The European Health Insurance Card made it easier for people with this need to pay for the procedure.
What are some reasons that one may get an insurance discount?
People tend to pay less for insurance of all types if they are not likely to need it. For example, healthy people with good medical history pay less for health insurance, and experienced drivers with no accidents pay less for car insurance. Insurance companies will ask for higher payments if it is likely they will need to pay the insured person.
Do you need insurance to pay a no car insurance ticket?
No, you don't need insurance to pay the ticket. However, Since almost all U.S. states these days will suspend your drivers license for having been found guilty of driving without insurance. You will need to buy insurance before you can get the drivers license suspension lifted.
What can you do if you have liability who was hit by someone with liability insurance?
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Do you have to be referred to see a psychiatrist?
No. You may need a referral to have your insurance pay for it, but that's something you'd need to ask your insurance company about.
