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Why does a non-owner operator insurance policy only kick in after owner's policy?
Wiki User
∙ 10y ago
This is the terms of the contract for this type of policy. It is a secondary coverage policy and there for it will pick up after the vehicle owner's insurance policy pays first. You need to read your policy or look at the terms before you purchase it if this is not what you want.
Wiki User
∙ 10y ago
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Does a homeowners insurance policy have to have the name of the current owners on the policy?
Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.
What is a deferred operator in an auto?
A deferred operator on an auto insurance policy is a driver who has his or her own insurance policy. If these people drive your car as well, they would be deferred operators.
Who is covered under your insurance policy Will your insurance cover your niece to drive your car?
Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.
Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Does homeowners insurance continue after the owners death?
Homeowners insurance will continue after an owners death. The Homeowners insurance policy will typically be paid for by the executor of the estate and become his or her responsibility.
Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?
No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for.If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.
How do you find out who your home owners insurance is with?
If it is your home, just look at your insurance policy. It will always tell you the name of your insurance company.
Can you get car insurance without owning a car?
Yes, You can look around for a Non-Owners Insurance Policy
What type of an insurer issues participating policies?
A participating life insurance policy is one that pays a dividend to the owner. Mutual life insurance companies offer participating life insurance policies as the policyholders share in the profits of the insurance company since the policy owners are the owners of the company.
Does Home owners insurance cover bodily injury for family members?
No, That's what you major medical insurance policy is for.
You wrecked your friends car it was your fault they had no insurance nor do you what type of insurance do you need that will cover you when you drive some else's car?
You can buy a "Non-owners" or a "Named Operator" policy that will cover the damage you cause to the other party for injuries or property damage to the other vehicle. The only way to cover damage to the vehicle you are driving is to have the owner of the purchase a traditional auto insurance policy, with comprehensive and collision coverage, and then list you as a driver on their policy.
Who is responsible for a car accident the car owner or the person the insurance policy is under and the car owners friend is driving owner insured owners friend?
The people responsible for an automobile accident are those who are operating the involved vehicles at the time of the accident - unless the cause is mechanical failure or some other event outside the control or any of the operators. The person responsible for paying for the resulting damages may be the vehicle owners or the person who bought the vehicle insurance (usually, but not always, the same person). When operator negligence is involved, the operator may be responsible for paying the damages, even though the operator is not the insured person.
