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Most credit card counseling plans can only decrease the amount of interest you have to pay per year. They don't actually decrease the amount that you owe on your debt.

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โˆ™ 2011-12-08 12:13:37
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Q: Why does credit card counseling often fail?
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What happens if you don't make your credit card payment?

READ YOUR CREDIT CARD AGREEMENT If you fail to pay your credit card, you defaulted on the loan, it will go to a debt collection agency, and you can be taken to court by the credit card company, resulting in a judgment against you.


Can you use a debt card at Redbox?

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If you owe 2000 in credit card debts and 4000 from a car repossession what will happen to you if you fail to pay and can they send you to jail for that?

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What are the costs and pitfalls of using charge card debit card and credit card?

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