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Secondary credit cards are a very BAD idea ! Responsible usage of the card remains the 'problem' of the primary account-holder. If YOU misuse the card - THEY take the consequences ! If you fail to make payments on time (or miss a payment) - THEIR credit rating suffers ! Most credit card companies will issue cards to people with bad credit history - they just charge a higher interest rate, and give you a low credit limit.
Once you prove you can be responsible with the account (by making the payments on-time and staying within your credit limit) - they'll usually lower the interest rate, and increase your limit.
What else can I help you with?
Can a secondary card holder's credit rating hurt the primary card holders credit?
No. The secondary cardholder's credit history has nothing to do with the primary cardholder's. The reason for this is even if there are two cards, there is still only one account for both cards which the primary cardholder is responsible. Jags
Is the primary American Express additional cardholder effected by primary cardholder debt?
No
How do authorized users on credit cards work and what privileges do they have?
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the credit card. They are not responsible for making payments on the card, but they have the ability to make purchases and use the card within the limits set by the primary cardholder. Authorized users may have access to the same privileges as the primary cardholder, such as making purchases, earning rewards, and building credit history.
How do authorized users work on credit cards?
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the card. They can make purchases and build credit history, but they are not responsible for paying the bill. The primary cardholder remains responsible for all charges made by authorized users.
What are the benefits and risks of adding authorized users to credit cards?
Adding authorized users to credit cards can help build their credit history and improve their credit score. However, there are risks involved, such as the primary cardholder being responsible for any charges made by the authorized user and potential damage to the primary cardholder's credit if the authorized user misuses the card.
Can a secondary card holder's credit rating hurt the primary card holders credit?
No. The secondary cardholder's credit history has nothing to do with the primary cardholder's. The reason for this is even if there are two cards, there is still only one account for both cards which the primary cardholder is responsible. Jags
What are a secondary cardholder's rights?
As a secondary cardholder, you typically have the right to make purchases using the card, but you may not have the same level of control over the account or be responsible for repayment. Your rights may vary depending on the terms set by the primary cardholder or the card issuer. It's important to clarify your responsibilities and limitations with the primary cardholder or issuer before using the card.
Is the primary American Express additional cardholder effected by primary cardholder debt?
No
What tools do historians use?
Primary sources, secondary sources, and oral history.
How do authorized users on credit cards work and what privileges do they have?
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the credit card. They are not responsible for making payments on the card, but they have the ability to make purchases and use the card within the limits set by the primary cardholder. Authorized users may have access to the same privileges as the primary cardholder, such as making purchases, earning rewards, and building credit history.
How do authorized users work on credit cards?
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the card. They can make purchases and build credit history, but they are not responsible for paying the bill. The primary cardholder remains responsible for all charges made by authorized users.
Is Canterbury cathedral primary of secondary source?
secondary
What are the six sources of history?
Historical sources are classified as primary and secondary source. The primary source refers to the written or developed document or object during the study and the secondary source refers to the analogy or interpretation of the primary source.
What is meant by hand made of history?
its a primary source and second hand is a secondary source.
What is an example of secondary?
an example of a secondary source is a history/textbookbook, websites, reviews, encyclopedia, dictionary.annotations or commentaries on primary sources such as cases or legislators.
Secondary sources of history?
a source that is from someone that was not a the place
What is Primary demand and secondary demand?
primary and secondary demand
