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Why does your ex still see your credit items on her credit report?
Wiki User
∙ 15y ago
The ex could have been an authorized user on the account or a co-borrower. If you are the primary user and the ex was only an authorized user, you can call and have them removed.
Wiki User
∙ 15y ago
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If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
How do you know if you are in blacklisted?
This is posted in credit you don't get black listed, negative items reduce your score enough so you can't qualify for credit, but your report is always available for you to see.
Where can I get a free credit report score?
There are several places that you can look to see your free credit score report. However, it is free credit report but not credit score, since you always need to pay to see your credit score. You can visit http://www.freecreditreport.com/ to see the report.
Is Experian Credit Report safe?
I am not sure if any credit report site is safe. I would do a search to see the review on Experian to see what people say about it that have actually used the site.
Can a bank run a credit report on a business?
Yes. If you are seeking a bank loan, the lender will want to see a business credit report in most situations.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
How do you know if you are in blacklisted?
This is posted in credit you don't get black listed, negative items reduce your score enough so you can't qualify for credit, but your report is always available for you to see.
Could you still get a credit card abroad if you have bad credit rating in UK?
Yes, U.S. creditors cannot see what your credit report looks like in the U.K.
Why do some items on your credit report never come off?
{| |- | AnswerSome things like filing for a bankruptcy never come off easily from your credit report as such an incident is considered as you are not able to manage your finances and lenders later see this as a risk.|}
Who has a legal right to check your credit report?
You have the right to see your credit report. If you have asked some person or institution to extend credit to you, they have a right to see your credit report. In many jurisdictions, potential employers may also obtain your credit report. If the police are considering whether you may be a suspect in a criminal investigation, they may also view your credit report.
What is the purpose of a free credit report?
The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.
What will credit card companies do if they see a foreclosure turn up on your credit report?
The only thing they can do is not issue you any credit, if they see foreclosure in your credit report. But they won't see it there, they will see it on your credit score. Or they can charge you higher interest rates than other people with better credit scores than yours.
How can I receive an instant credit report?
Many smaller companies inquire into credit, but they do not report credit on a monthly basis. On a single-bureau credit report, you'll see the companies that have made a credit inquiry using that particular credit bureau: Experian, Equifax, or Trans Union. (A 3 bureau merged credit report is more appropriate if you want to see companies who have inquired into your credit from all three credit bureaus.)
Where can one go in order to see a free annual report?
A free annual credit report can be acquired from a website called Annual Credit Report. Contrary to popular belief, Free Credit Report does not always provide free credit reports.
Where can I get a free credit report score?
There are several places that you can look to see your free credit score report. However, it is free credit report but not credit score, since you always need to pay to see your credit score. You can visit http://www.freecreditreport.com/ to see the report.
Can you view your credit report online?
The best place to view your credit report is free credit report dot com. The only problem is the report you get is not the same one that the banks look at for a loan or mortgage. The report you see is good to make sure that no one has opened a credit card in your name.
If you filed Chapter 7 bankruptcy in 1998 can a creditor still report you as being 120 days late in 2002?
After 1998, the only new information that the creditor should be reporting is that the debt was included in the bankruptcy. The debt is nearly 7 years old anyway and should drop off your credit report by the end of 2005. Visit the website for the Federal Trade Commision and you will see they they have very helpful information on how to dispute items like this on your credit report.
