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Why don't insurance companies use the term full coverage in the free quote they give you and how can you determine what is full coverage?


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Wiki User
July 17, 2015 5:39PM


You pose a good question that more people should be asking. The term "full coverage" is usually used to imply comprehensive and collision coverage is included in the policy. However, there are several other coverages that may not be included. So the use of the word "full" is misleading. Therefore buyer beware! Make sure you ask exactly what coverages are included and I would also ask what coverages are not included. "Full coverage" is almost never complete coverage. I don't like the term and I won't use it in my business. .