because he is unconscious
Perhaps you mean accident prone?? Meaning your are likely to cause an accident if there is a possibility of doing so.
Perhaps you mean accident prone?? Meaning your are likely to cause an accident if there is a possibility of doing so.
....cause accidents.
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
it annoying to your fellow driver and it can also cause an accident.
They would be charged with leaving the scene of an accident in addition to any other charges regarding the cause. There is no requirement to help the other driver.
Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Well let's look at this from a logical standpoint. Did you cause the accident by running a stop sign or did the other party cause it because they were speeding? If you had not run the stop sign would the accident have happened in the first place? The answer is obvious. You caused the accident by running the stop sign. If you had stopped as you should have, there would never have been an accident. Now the judge may access some blame to the other driver if it can be proven they were speeding, but the real cause of the accident was you not stopping.
What was the proximate solution? Go to you proximate store now!
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The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).